Finance your roofing or siding project with Valentine Roofing’s affordable roofing and siding payment plan options. Home exteriors financing is available for residential roofing and siding projects in Washington, including Seattle, the Greater Puget Sound region, and surrounding areas in Western Washington.
We know home improvements can be a big expense, so we offer payment plans for every budget. Valentine Roofing offers two exclusive roof or siding financing options through our local credit union partner:
Our traditional loan option comes with financing terms ranging from 24 months to 240 months. Annual percentage rates (APR) range from 6.99% to 9.99%. The APR for your loan depends on the selected financing term. See the traditional loan terms and APR options below:
|
Financing Terms |
Annual Percentage Rate |
|---|---|
|
36 months |
6.99% APR |
|
60 months |
7.99% APR |
|
144 months |
8.99% APR |
|
180 months |
8.99% APR |
|
240 months |
9.99% APR |
Eligible applicants can take advantage of our 6-month deferred interest plan with a $0 down payment and 0% interest (APR of 26.99% after the deferment period).*
*Only available prior to signing a contract with Valentine Roofing. For qualifying purchases with your Synchrony Bank credit card. $29 Account Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full.
To calculate your monthly roof or siding payment, multiply the total contract cost by the factor associated with your repayment term (listed below). For example, if the project cost is $10,000 and you have a repayment term of 144 months, multiply the project cost ($10,000) by the appropriate factor (0.01137) to get the estimated monthly payment ($10,000 x 0.01137 = $113.70 per month).
|
Financing Term |
Factor |
|---|---|
|
36 months |
0.0309 |
|
60 months |
0.0203 |
|
144 months |
0.01137 |
|
180 months |
0.01014 |
|
240 months |
0.00964 |
| City | Est. Pay-In-Full Cost | 36-Month Payment | 60-Month Payment | 144-Month Payment | 180-Month Payment |
|---|---|---|---|---|---|
| Bellevue, WA | $18,733 - $28,594 | $578.85 - $883.55 | $380.28 - $580.46 | $212.99 - $325.11 | $189.95 - $289.94 |
| Everett, WA | $16,113 - $23,007 | $497.89 - $710.92 | $327.09 - $467.04 | $183.20 - $261.59 | $163.39 - $233.29 |
| Federal Way, WA | $16,818 - $24,015 | $519.68 - $742.06 | $341.41 - $487.50 | $191.22 - $273.05 | $170.53 - $243.51 |
| Kent, WA | $15,607 - $23,822 | $482.26 - $736.10 | $316.82 - $483.59 | $177.45 - $270.86 | $158.25 - $241.56 |
| Kirkland, WA | $16,061 - $22,933 | $496.28 - $708.63 | $326.04 - $465.54 | $182.61 - $260.75 | $162.86 - $232.54 |
| Redmond, WA | $16,647 - $23,770 | $514.39 - $734.49 | $337.93 - $482.53 | $189.28 - $270.26 | $168.80 - $241.03 |
| Renton, WA | $17,470 - $24,945 | $539.82 - $770.80 | $354.64 - $506.38 | $198.63 - $283.62 | $177.15 - $252.94 |
| Sammamish, WA | $20,537 - $31,348 | $634.59 - $968.65 | $416.90 - $636.36 | $233.51 - $356.43 | $208.25 - $317.87 |
| Seattle, WA | $13,993 - $19,980 | $432.38 - $617.38 | $284.06 - $405.59 | $159.10 - $227.17 | $141.89 - $202.60 |
| Tacoma, WA | $15,034 - $21,467 | $464.55 - $663.33 | $305.19 - $435.78 | $170.94 - $244.08 | $152.44 - $217.68 |
| Bothell, WA | $16,250 - $35,000 | $502.13 - $1,081.50 | $329.88 - $710.50 | $184.76 - $397.95 | $164.78 - $354.90 |
| Olympia, WA | $16,250 - $35,000 | $502.13 - $1,081.50 | $329.88 - $710.50 | $184.76 - $397.95 | $164.78 - $354.90 |
The roof financing data (above) is based on an APR of 6.99% for 36-month payments, a 7.99% APR for 60-month payments, and an 8.99% APR for 144-month and 180-month payments; APR is fixed for the length of the payment term. Pay-in-full amounts are based on the average home size in the associated Washington city. For the most accurate info on roof financing, contact the professionals at Valentine Roofing.
A roof loan is a financial solution for homeowners or property owners seeking funds to repair, replace, or install a new roof. This specialized lending option covers expenses such as materials and labor associated with roofing projects, with repayment typically structured through manageable monthly payments.
New roofing now, pay later: Revitalize your roof at the right time without immediate financial strain – roof now, pay later.
Budget-Friendly Payments: Experience the ease of monthly payments customized to fit seamlessly into your financial plan, making roofing solutions affordable.
Safeguard Savings: Spare your savings and emergency funds from the impact of upfront roofing costs, ensuring your financial security remains intact.
Build Credit: Timely payments not only rejuvenate your roof but also contribute to building a positive credit history, fostering financial well-being.
At Valentine Roofing, customers can make payments on their roof loans using three easy payment methods: Cash, Check or Debit
Important Financing Information
Try our free Washington roof cost calculator to estimate the cost of your roofing project.
Yes, Valentine Roofing offers payment plans for homeowners across Western Washington, including Seattle and the Greater Puget Sound. Choose from a 0% APR deferred-interest loan for 6 months or a traditional loan with fixed APRs from 6.99%–9.99% and terms up to 240 months.
Many roofers offer financing, and Valentine Roofing provides two affordable financing options through a local credit union partner. You can choose a 6-month deferred interest loan with $0 down or a traditional fixed-rate loan with APRs from 6.99% and terms from 36 to 240 months.
If upfront payment isn’t possible, Valentine Roofing offers flexible roof financing—including $0 down, 0% APR for 6 months, or long-term loans with low fixed rates. Homeowners may also explore home equity loans, personal loans, or insurance coverage if the roof was damaged by storms.
You can pay for a new roof using Valentine Roofing’s financing plans, a personal or home equity loan, or your homeowners insurance if damage is storm-related. Valentine offers $0-down loans, deferred interest options, and payment terms up to 20 years through a trusted local lender.
