Roof Financing in Seattle, WA

Valentine Roofing offers several exclusive roof financing options through our local credit union partner. We know home improvements can be a big expense, so we offer payment plans for every budget. Pay on your own schedule with Valentine Roofing’s special roof financing program.

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How the factor works

An easy way to figure out your estimated monthly cost is to multiply the total contract cost by the factor amount. For example, if you get your roof replaced for $10,000 on a 120-month (10-year) plan at 8.911% APR— you can multiply the factor by the cost (0.01319 X $10,000) to get your estimated monthly payment ($131.90). 

Our Special Roof Financing Options

RateTermFactor
9.99% APR 24 or 36 months 0.04615 or 0.03227
10.99% APR 48 or 60 months 0.02585 or 0.02174
12.99% APR 72, 84, 120, 144, or 180 months 0.02008, 0.01819, 0.01493, 0.01375, or 0.01265
13.99% APR 240 Months 0.01244

6-Month Deferred Roof Financing

Qualified applicants can secure a 6-month deferred plan. Put 0 down, pay 0% interest, and make 0 payments for 6 months.

0 Down 0% Interest 0 Payments (for 6 months)
12.419% APR 120-month term Factor of 0.01552

important financing information

  • The pre-approval amount applied for is the contract amount plus coverage for any additional construction work that could take place.
  • When the project is completed, the credit union will send loan documents to be signed for the final amount.
  • There are NO early payment penalties.
  • A minimum credit score of 640 is required.
  • We usually receive the results of the application within 24 hours.
  • In some cases, the credit union may request more information from the customer (supporting documents, additional income information or proof of income, etc.) before sending us the result.
  • Additional fees may apply.
  • UCC terms and conditions will apply to secure the loan.
Seattle area home bought using affordable roof financing
Contact Valentine Roofing to request financing options on your roofing project today!

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